Funding and markets threaten Moroccan self-employed contractors

The article confirmed that the government’s "Self-Employed Contractor" project in Morocco, launched in 2015 to support entrepreneurs in the informal sector, faces significant challenges related to financing and bureaucracy. These difficulties have led to the bankruptcy and withdrawal of 170,000 self-employed contractors out of approximately 440,000 within less than a year. Despite the tax advantages and easing measures offered, beneficiaries encounter problems securing funding, weak support systems, and rising taxes, which increased from 1% to 30% on profits exceeding 80,000 MAD annually. This situation puts many at risk of bankruptcy. The program also lacks a targeted and sustainable entity to support entrepreneurs and requires a comprehensive review to develop an integrated system that includes financing, training, and administrative support. Such reforms are essential to enhance youth integration and achieve sustainable economic development, as seen in countries like France and Spain.

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