Strategies for Homebuyers to Save on High Mortgage Rates

As mortgage rates cross 7%, homebuyers can improve their rates and savings by focusing on factors such as credit scores, down payments, and lender choice. Raising credit scores and increasing down payments can yield smaller, long-term benefits, while selecting the right lender offers immediate cost savings. Borrowers can save thousands by choosing lenders like mortgage brokers or correspondent lenders, which often offer lower rates than retail institutions.

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