Social Security COLA 2027 Forecast

Recent inflation data indicates that the 2027 Social Security cost-of-living adjustment (COLA) is projected to be around 3.5% to 3.6%, up from 2.8% in 2026. The final figure will be announced in October, based on September's inflation data, and will determine benefit increases starting in January 2027. A higher COLA could add approximately $75 per month to the average retiree’s benefit, although actual increases will vary depending on individual benefit amounts.

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