Social Security Contribution Limit 2026

In 2026, the maximum Social Security tax an employee can contribute is $11,439, based on a wage cap of $184,500. Employers must match this amount, bringing the total potential contribution to $22,878 annually. The taxable wage base increase from the previous year means workers earning at least $184,500 will reach this cap, while earnings above it are not subject to Social Security tax.

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