Saudi Arabia processes 40M daily e-payments

Saudi Arabia has experienced significant growth in electronic payments over the past four years. The number of transactions reached approximately 14.6 billion in 2025, averaging about 40 million transactions daily—a 108% increase compared to 2021, which saw 7 billion transactions. This coincided with an increase in the share of electronic payments from the total payment methods used by individuals, rising to 85% in 2025 from 57% in 2021. This shift reflects a decline in reliance on cash and confirms the Kingdom's move toward full digital economy transformation. Electronic payments began surpassing cash payments as early as 2021, with their growth accelerating to become a major part of consumer behavior, supported by infrastructure development and digital payment methods, surpassing previously set targets to reduce dependence on cash.

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