Iraq's monetary base缺失超70%

According to data from the Central Bank of Iraq, more than 70% to 90% of the cash circulating outside banks amounts to approximately 102 trillion Iraqi dinars (around 78 billion US dollars), representing about 91.7% of the total issued currency. This is due to widespread distrust in the Iraqi banking system, leading citizens to hide their savings at home or turn to banks in neighboring countries. This reluctance stems from a history of issues such as bank looting in 2003, restrictions on dollar deposits, and a lack of flexibility and incentives within the banking sector. Experts emphasize the urgent need to modernize the banking system and implement more effective regulations to ensure the secure deposit of funds and encourage citizens to utilize banking services.

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