Exclusive: Threat of 'The Big One' prompts Californians to seek earthquake insurance

A surge in earthquakes along California's coast has led to increased demand for earthquake insurance, with many homeowners facing high premiums and large deductibles. Despite frequent tremors, only about 10% of California households are insured against earthquake damage. Experts warn of a 99% chance of a major quake within 30 years, prompting homeowners to seek coverage amid concerns over affordability and policy limitations.

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